
Canadian families with children under 18 can anticipate another round of financial support in 2025 as the Canada Revenue Agency (CRA) prepares to disburse tax-free Canada Child Benefit (CCB) installments and other critical benefits. These programs aim to offset rising living costs, childcare expenses, and inflation challenges. Below is a breakdown of what’s new for 2025, eligibility criteria, and payment schedules.
2025 Canada Child Benefit (CCB): What’s Changing?
Increased Payments
For the 2025–2026 benefit year, the CCB has been indexed to inflation, reflecting a 4.7% increase to keep pace with rising costs. Eligible families will receive:
- Up to $7,787 annually per child under age six.
- Up to $6,570 annually per child aged six to 17.
This adjustment means an average increase of $350 per child compared to 2024 amounts.
Eligibility Requirements
- Residency: Must be a Canadian resident caring for a child under 18.
- Income Threshold: Full benefits apply to families with a net income under $36,502. Payments gradually phase out for incomes above this threshold.
- Shared Custody: Each parent receives 50% of the benefit if custody is shared.
Payment Dates for 2025
- November 20, 2025
- December 13, 2025
Also Check: GST/HST Refund February 2025: Key Dates & Payment Details
Additional Financial Support Programs in 2025
1. Canada Workers Benefit (CWB)
A refundable tax credit supporting low-income workers:
- Up to $1,518 for individuals.
- Up to $2,616 for families.
- Next Payment: January 10, 2026 (disbursed quarterly).
2. GST/HST Credit
Quarterly payments to offset sales taxes:
- **519forsingles∗∗,519forsingles∗∗,680 for couples, and $179 per child under 19.
- 2025 Payment Dates: July 10, October 10, and December 5, 2025.
3. Canada Carbon Rebate (CCR)
Rebates to counter carbon pricing costs, with higher amounts for rural residents:
- 2025 Payment Dates: January 15, April 14, July 15, and October 15, 2025.
4. Ontario Trillium Benefit (OTB)
Combines energy, sales tax, and Northern Ontario credits for eligible residents:
- Up to $1,013 annually.
- Next Payment: November 10, 2025 (monthly or lump-sum options).
5. Canada Disability Benefit (CDB)
Supports families with disabled children:
- Up to $3,322 annually per eligible child.
Key Factors Affecting Eligibility
- Income: Benefits like the CCB and CWB decrease as household income rises.
- Family Size: Larger families may qualify for higher amounts.
- Residency: Applicants must reside in Canada and file annual tax returns.
How to Apply
- Automatically via Tax Returns: Most benefits require up-to-date tax filings.
- CRA My Account: Apply for CCB, track payments, or update family status.
- Birth Registration: Link your child’s birth certificate to the CCB during provincial registration.
- Paper Applications: Mail forms to the CRA if online access is unavailable.
Why These Benefits Matter
With inflation impacting essentials like groceries, housing, and childcare, these programs provide critical relief. For example, a family with two children under six could receive $15,574 annually through the CCB alone. Combined with the CWB and GST credits, these benefits help stabilize budgets for millions of Canadians.
Stay Informed
Payment amounts and dates may shift slightly based on inflation or legislative updates. Always verify details through the CRA’s official portal or consult a financial advisor.